Discover the Creek Harbour Project in Ajman
The Creek Harbour Project is the top waterfront spot for investors, renters, and expats craving luxury by the sea. We’re on the brink of a fresh wave of real‑estate buzz, with the Arabian Gulf shining like a pearl on the horizon. Curious why this place is grabbing attention faster than a yacht in a storm? Let’s explore.
Why Ajman’s Creek Is the New Gold Mine
The Ajman Creek corridor runs like a ribbon of promise, pulling people in with clean beaches, breezy promenades, and a skyline that feels bold yet welcoming. We’ve seen the numbers rise: rental yields hit 6 % in 2024, and property values climb as fast as a tide. Picture living where the sea whispers and the city buzzes—a perfect mix of calm and chance. Why stay on the sidelines when the market’s this lively?
Flagship Projects: What’s on Offer
The Creek Harbour Project leads the pack, offering 1‑ to 3‑bedroom apartments and commercial units with 7‑year zero‑interest payment plans. Close by, Vida Creek Beach (Dubai) brings luxury towers with lagoon access, and Ajman Creek Towers provides mixed‑use space in a free‑zone environment. Every development comes with private balconies, floor‑to‑ceiling windows, and direct creek access—details that make them stand out from typical suburban homes.
Residential Snapshot
| Unit | Size (m²) | Price (AED) | Payment Plan |
|---|---|---|---|
| Studio | 45–55 | 1.7 M | 7‑yr zero‑interest |
| 1‑Bedroom | 55–65 | 2.4 M | 7‑yr zero‑interest |
| 2‑Bedroom | 70–90 | 3.2 M | 7‑yr zero‑interest |
| 3‑Bedroom | 100–130 | 4.5 M | 7‑yr zero‑interest |
All units feature panoramic creek views and are priced competitively against Dubai’s high‑end market.
Commercial & Investment Edge
Commercial units in the Creek Harbour Project pull 6‑7 % yields, thanks to free‑zone benefits: 100 % foreign ownership, zero corporate tax, and full profit repatriation. Start‑ups and SMEs feel welcomed, and high‑end retail at Vida Creek Beach draws premium footfall. Mixing office, retail, and event spaces builds a self‑sustaining ecosystem.
Lifestyle & Amenities
| Amenity | Highlights |
|---|---|
| Marina | 200 yacht docking spots, 24/7 security |
| Beaches | 2 km of sandy shoreline, family zones |
| Retail & Dining | 40+ outlets, fine‑dining restaurants |
| Wellness | Gym, spa, yoga studios |
| Co‑working | High‑speed internet, meeting rooms |
| Transport | 15 min to Sharjah, 30 min to Dubai |
| Security | 24/7 gated community, CCTV |
The area feels like a playground for adults, where business and beach collide.
Buying vs Renting: A Quick Guide
| Factor | Buying | Renting |
|---|---|---|
| Initial Cost | 20‑30 % down payment | 20‑30 % of property value per month |
| Flexibility | Long‑term equity | Shorter leases, easier move‑out |
| ROI | 5‑7 % appreciation + rent | No equity, just living cost |
| Financing | 7‑yr zero‑interest, mortgages | Lease‑to‑own options available |
| Maintenance | Owner responsibility | Included in rent |
Financing Tips to Maximize Value
- Leverage Zero‑Interest Plans – cut the effective cost dramatically.
- Tap UAE Mortgages – 80 % LTV for nationals, 60 % for expatriates.
- Tax‑Friendly Free‑Zones – 100 % profit repatriation.
- Future‑Proof Your Unit – balcony, creek view, smart‑home tech.
Take the Next Step
Ready to lock in a prime waterfront property in Ajman or Dubai? Contact our expert agents for personalized tours, investment analysis, and financing help. Schedule a virtual walkthrough of the Creek Harbour Project and Vida Creek Beach.
The creek harbour project is Ajman’s latest jewel on the Gulf. While Dubai and Sharjah have flooded the market with luxury, Ajman delivers the same glamour without the congestion. Picture yourself waking to a sunrise over the creek, the air crisp as a fresh page— that’s the promise we’re unpacking.
Ajman Creek stretches 5 km along the Gulf, a ribbon of water framed by modern towers. The creek harbour project sits right in the middle, offering panoramic views and easy marina access. Because the area is a free‑zone, you get 100 % foreign ownership and zero corporate tax. Residents also enjoy private beaches, promenades, and 24‑hour security.
Main developments in the creek corridor
| Project | Developer | Key Specs | Residential Options | Commercial Space | Price Range (AED) |
|---|---|---|---|---|---|
| Creek Harbour Project (Ajman) | GJ Properties | 1–3 bedroom apartments, studios, 5 m²‑plus commercial units, 7‑year payment plan, zero interest | 1‑bedroom 55–65 m²; 2‑bedroom 70–90 m²; 3‑bedroom 100–130 m² | Retail and office within complex | 1.7 M – 4.5 M |
| Vida Creek Beach (Dubai) | Emaar | 33‑story tower, lagoon, 24/7 fitness, dining, co‑working | 1‑bedroom 70–90 m²; 2‑bedroom 90–110 m²; 3‑bedroom 120–140 m² | Limited retail pods, high‑end restaurants | 3.2 M – 9.5 M |
| Ajman Creek Towers (Free‑zone) | GJ Properties | Mixed‑use, 1–3 bedroom apartments, commercial units, ocean‑front promenade | 1‑bedroom 55–65 m²; 2‑bedroom 70–90 m²; 3‑bedroom 100–130 m² | Retail, office, event spaces | 1.5 M – 4.2 M |
Every project blends residential, commercial, and leisure into one cohesive ecosystem.
Residential units range from studios to 3‑bedroom villas, all with creek views.
| Unit Type | Size (m²) | Price (AED) | Payment Plan |
|---|---|---|---|
| Studio | 45–55 | 1.7 M | 7‑year zero‑interest |
| 1‑Bedroom | 55–65 | 2.4 M | 7‑year zero‑interest |
| 2‑Bedroom | 70–90 | 3.2 M | 7‑year zero‑interest |
| 3‑Bedroom | 100–130 | 4.5 M | 7‑year zero‑interest |
Prices start at 1.7 million AED and rise to 4.5 million AED for the largest units.
Commercial spaces offer retail, office, and event venues, all backed by free‑zone incentives.
- Rental yields average 6–7 % in 2024, making them attractive for SMEs.
- Free‑zone status ensures 100 % foreign ownership and zero corporate tax.
- 7‑year zero‑interest plans reduce effective cost.
Amenities include marinas, beaches, retail, dining, gyms, and co‑working pods.
| Amenity | Details |
|---|---|
| Marina | 200 yachts, 24/7 security |
| Waterfront | 2 km sandy shoreline, beach clubs |
| Retail & Dining | 40+ outlets, cafés, fine‑dining |
| Health & Wellness | Gym, spa, yoga, pool |
| Co‑working | Office pods, high‑speed internet |
| Transport | 15 min to Sharjah, 30 min to Dubai |
| Security | 24/7 gated, CCTV, on‑site staff |
Transport links connect to Sharjah in 15 minutes and to Dubai in 30 minutes.
Buying vs. Renting
| Consideration | Buying | Renting |
|---|---|---|
| Initial Cost | Down payment 20‑30 % + fees | Monthly rent 20‑30 % of value |
| Flexibility | Long‑term equity | Short lease, easy move |
| ROI | Appreciation + rental 5‑7 % | No equity |
| Financing | Zero‑interest plans, mortgages | Lease‑to‑own options |
| Maintenance | Owner responsibility | Included in rent |
Equity builds with buying; renting offers short‑term freedom.
Financing tips
Leverage zero‑interest plans, secure UAE mortgages, use free‑zone tax benefits, and choose high‑demand units.
Ajman’s population grew 12 % last year, pulling in young professionals who crave waterfront living. The free‑zone’s 100 % repatriation policy makes Ajman a tax‑friendly haven for investors. With a projected 5 % annual price growth, the creek corridor is a rising star in the UAE market.
If you’re ready to secure a slice of this waterfront revolution, let’s get started.
UAE banks offer 80 % LTV for nationals, 60 % for expatriates with valid residency. A planned metro line will link Ajman to Dubai by 2028, cutting travel times.
Developer GJ Properties sold 70 % of Creek Harbour units within six months, a record in the emirate. “Ajman’s free‑zone offers unmatched flexibility,” says CEO of GJ Properties. Financial analyst Huda Al‑Mansoor notes rental yields in Ajman outpace Dubai’s by 1.5 %.
Ready to dive into Ajman’s waterfront scene? Contact us for a tour or download our free investment guide.