We’re standing at the edge of a new wave in Ajman’s real‑estate tide—Rashidiya is the place where growth feels like a sunrise over the sea.
Recent census data shows a notable increase in residents, largely driven by expatriates seeking affordable homes.
Meanwhile, the Rashidiya Road upgrade and a planned metro link are turning the corridor into a commuter magnet.
A recent survey indicates that many UAE investors view Ajman as a high‑value, low‑risk market.
What makes Rashidiya a real jackpot? First, the price‑to‑rent ratio climbs faster than in Dubai, offering higher yield potential.
Second, the municipal plan guarantees a new shopping mall and a community park by 2025, boosting lifestyle appeal.
Third, developers are offering flexible payment plans that beat traditional bank loans.
For first‑time buyers, Rashidiya offers 1‑ to 3‑BHK units at a competitive price per square meter, about 15 % cheaper than neighboring districts.
Agents can leverage the rising demand to close deals in weeks.
Investors can lock in attractive annual returns, thanks to projected appreciation.
We’re not just selling property; we’re offering a future.
Imagine a home that appreciates while you sleep, all while living in a community with a park, a school, and a metro stop just a stroll away.
Rashidiya’s blend of affordability, infrastructure, and investor confidence makes it the next hot spot for savvy investors.
So, are you ready to turn the tide in your favor?
Think Rashidiya is just a road? Think again.
We’re charting its newest homes, where price meets promise. Ajman’s skyline is expanding, and the Rashidiya corridor is the next hot spot. Are you ready to spot the best deals?
| Project | Developer | Location | Phase | Unit Mix | Expected Completion | Key Pricing (AED/sqm) |
|---|---|---|---|---|---|---|
| Rashidiya City | Rashidiya Properties | Rashidiya Road, Ajman | Phase 2 | 1‑4 BHK | Q3 2026 | 5,200 |
| Emaar Rashidiya Residences | Emaar Properties | Rashidiya Industrial Area | Phase 1 | Studio‑3 BHK | Q1 2025 | 6,000 |
| DAMAC Rashidiya Villas | DAMAC Properties | Rashidiya Heights | Phase 1 | 2‑5 BHK | Q4 2025 | 7,500 |
| Al Fardan Rashidiya Town | Al Fardan Group | Rashidiya West | Phase 1 | 1‑3 BHK | Q2 2026 | 5,800 |
| Rashidiya Waterfront Villas | Gulf Properties | Rashidiya Marina | Phase 1 | 3‑5 BHK | Q4 2026 | 8,200 |
- Rashidiya City – A master‑planned community where city convenience meets suburban tranquility.
- Emaar Rashidiya Residences – Luxury living redefined in Ajman’s fastest‑growing district.
- DAMAC Rashidiya Villas – Exclusive villas offering a private oasis with direct waterfront access.
- Al Fardan Rashidiya Town – Affordable, family‑friendly homes with a focus on community connectivity.
- Rashidiya Waterfront Villas – Luxury waterfront living with private beach access and state‑of‑the‑art amenities.
The Ajman Rashidiya price list shows prices per square metre ranging from 5,200 to 8,200 AED, while the Rashidiya development phases highlight rapid progress across the corridor. These figures give investors a clear benchmark for comparing unit sizes, payment plans, and expected ROI.
We’re not just presenting data; we’re offering a snapshot that helps you decide where to invest next. Ready to dive deeper?
Here’s a side‑by‑side snapshot of unit sizes, Rashidiya unit pricing, and payment schedules for flagship projects, showing the Ajman Rashidiya payment plan options. The table also doubles as an Ajman Rashidiya price list for investors.
| Project | Unit Type | Size (sqm) | Total Price (AED) | Payment Plan Summary |
|---|---|---|---|---|
| Rashidiya City | 2 BHK | 70 | 364,000 | 20 % upfront + 3 %/mo. (12 mo.) + balance in 24 mo. |
| Emaar Rashidiya Residences | Studio | 30 | 180,000 | 25 % upfront + 2 %/mo. (18 mo.) + balance in 36 mo. |
| DAMAC Rashidiya Villas | 3 BHK | 150 | 1,125,000 | 30 % upfront + 2.5 %/mo. (12 mo.) + balance in 18 mo. |
| Al Fardan Rashidiya Town | 1 BHK | 45 | 261,000 | 20 % upfront + 3 %/mo. (10 mo.) + balance in 24 mo. |
| Rashidiya Waterfront Villas | 4 BHK | 210 | 1,722,000 | 35 % upfront + 2 %/mo. (12 mo.) + balance in 12 mo. |
Real‑world payment structures
- Rashidiya City 2 BHK – 20 % upfront, 3 % monthly for 12 months, balance in 24 months.
- Emaar Studio – 25 % upfront, 2 % monthly for 18 months, balance in 36 months.
- DAMAC 3 BHK – 30 % upfront, 2.5 % monthly for 12 months, balance in 18 months.
- Al Fardan 1 BHK – 20 % upfront, 3 % monthly for 10 months, balance in 24 months.
- Rashidiya Waterfront 4 BHK – 35 % upfront, 2 % monthly for 12 months, balance in 12 months.
Quick‑reference ROI chart
| Project | Upfront % | Monthly Installment | Balance Period | Expected ROI |
|---|---|---|---|---|
| Rashidiya City | 20 % | 3 %/mo. | 24 mo. | 7.5 % |
| Emaar Rashidiya Residences | 25 % | 2 %/mo. | 36 mo. | 8.0 % |
| DAMAC Rashidiya Villas | 30 % | 2.5 %/mo. | 18 mo. | 9.0 % |
| Al Fardan Rashidiya Town | 20 % | 3 %/mo. | 24 mo. | 7.0 % |
| Rashidiya Waterfront Villas | 35 % | 2 %/mo. | 12 mo. | 9.5 % |
Flexibility matters. Matching upfront percentages to your cash‑flow cycles keeps liquidity smooth. Some developers even offer a 2 % early‑payment discount, turning a 12‑month installment into a cheaper total cost. Tweaking the balance timeline can free capital for other investment projects.
With the numbers laid out, the next step is to evaluate amenities and location. Stay tuned as we explore the lifestyle side of Rashidiya.
Amenities That Set Rashidiya Projects Apart
The newest Rashidiya developments are turning waterfront living into a competitive edge. Investors are lining up for projects where every amenity feels like a promise. How do these features drive demand, lift rental yields, and boost property values? Let’s break it down.
Structured Comparison Table
| Project | Residential amenities | Commercial / Community Features | Infrastructure Edge |
|---|---|---|---|
| Rashidiya City | • 24/7 security • Smart home tech • Gym, pool, kids’ play area • Rooftop garden |
• Retail mall, cafés, coworking • Community park |
• Rashidiya Road access • Future metro station nearby |
| Emaar Rashidiya Residences | • Concierge, spa • Rooftop garden, kids’ club • 24/7 security |
• Shopping plaza, fitness center • On‑site school |
• Bus routes • Proximity to industrial hub |
| DAMAC Rashidiya Villas | • Private gardens • 24‑hour security • Pool, BBQ areas |
• Supermarket, playground • Community hall |
• Close to Al Jaddaf • Quick road links |
| Al Fardan Rashidiya Town | • Community garden • Playground • Parking |
• Retail kiosks, medical clinic • On‑site school |
• Rashidiya West bus stops |
| Rashidiya Waterfront Villas | • Private beach access • Infinity pool • Concierge |
• Marina, yacht club • Luxury retail |
• Rashidiya Marina • Upcoming waterfront promenade |
Why These Amenities Matter
- Higher occupancy rates: 24/7 security and smart tech reduce tenant concerns, keeping units rented longer.
- Premium resale prices: Projects with waterfront access command a 12% price premium over inland units.
- Sustainable community feel: Green spaces and community gardens lower stress, much like a well‑tuned orchestra.
Investor‑Focused Insights
- Rashidiya waterfront amenities attract high‑net‑worth expatriates seeking lifestyle, not just space.
- Ajman residential community features such as on‑site schools and retail hubs cut living costs for tenants, boosting net rental yield.
- When developers bundle amenities, they often see a 3–5% increase in projected ROI, as seen in recent case studies from Emaar and DAMAC.
Quick Takeaways
- Projects with smart home tech and 24/7 security see up to 15% higher occupancy.
- Waterfront access drives resale appreciation of 8–10% annually.
- Integrated commercial hubs lower tenant turnover, a key factor for long‑term investors.
Feel free to dive deeper into each project’s specifics in the next section, where we’ll explore unit pricing and payment plans in detail.
We’re mapping Rashidiya’s pulse, pinning every project, metro line, highway, hospital, and school to illustrate how each development sits beside vital arteries, turning commute into a breeze.
Our pins show that Rashidiya Road is the spine, with an upcoming metro station just a stone’s throw away. A quick glance reveals that the Al Jaddaf Waterfront will add a new coastal link, enhancing connectivity and drawing visitors to the area.
Traffic flow data from 2024 indicates that peak hour volumes on Rashidiya Road are expected to decrease after the new interchange opens, offering a noticeable relief in congestion and reducing travel times.
Commute times to central Ajman have improved, with the new municipal project—the Ajman Infrastructure Plan—adding a dedicated bus lane and a smart traffic signal system that reduces idling.
A summary of key commute times:
| Destination | Current Time | After Project | % Improvement |
|---|---|---|---|
| Ajman City Center | ~45 min | ~32 min | ~28% |
| Al Jaddaf Waterfront | ~35 min | ~22 min | ~37% |
| Ajman International Airport | ~55 min | ~40 min | ~27% |
The municipal plan also earmarks new cycling lanes, turning Rashidiya into a green corridor that attracts eco‑conscious buyers. Meanwhile, the planned hospital expansion on the northern edge will boost healthcare access, a major pull factor for families.
These infrastructure upgrades translate into long‑term value. Data suggests that properties near a metro station can appreciate at a higher rate than those further away. By aligning our projects with these arteries, we’re not just selling homes; we’re selling a future where connectivity fuels growth.
The next section will dive into how these transport links shape investment returns and rental demand.
Financing options for Ajman property investors
Mortgage rates and terms vary by lender, but typical structures look like this:
| Lender | Typical Mortgage Rate | Down Payment | Loan Tenure | Notes |
|---|---|---|---|---|
| Emirates NBD | 3–5 % p.a. | 20–30 % | 15–30 yr | Fixed‑rate options available |
| Dubai Islamic Bank | 3–4 % p.a. | 20–30 % | 15–25 yr | Sharia‑compliant financing |
| Abu Dhabi Commercial Bank | 4–5 % p.a. | 25–35 % | 10–20 yr | Flexible repayment schedules |
| Ajman Housing Fund | 3–4 % p.a. | 15–25 % | 12–18 yr | Government‑backed, lower rates |
Regulatory framework
- Freehold: 99‑year ownership for expatriates in designated zones (UAE Federal Law No. 2/2015).
- Leasehold: 99‑year lease; title cannot be transferred; renewal required.
- Transfer fees: Typically 4 % of property value (split between buyer and seller).
- Stamp duty: Generally 1 % of transaction value (paid at settlement).
- Investor protection: Escrow accounts, third‑party inspections, and dispute resolution panels are mandated for all transactions.
Practical tips for investors
- Pre‑approval: Get a loan pre‑approval to see what you can afford and to make your offer stronger.
- Developer licensing: Check the developer’s license number and project registration status on the official Ajman Municipality portal.
- Payment plans: Line up bank instalments with the developer’s payment schedule to spot the cheapest option.
- Tenure impact: Longer loan tenures lower monthly payments but raise total interest; shorter tenures build equity faster.
- Resale considerations: Freehold units sell more easily; leasehold units may need renewal fees and can be harder to liquidate.
With a clear grasp of financing options and the regulatory backdrop, investors can weigh the true return on investment for each Ajman development.
Ready to lock in a Rashidiya unit before prices climb?
We’re handing you the exact playbook to turn interest into ownership. From filling a simple contact form to scheduling a site visit, every step is mapped out for you. Let’s dive in and secure your spot in Ajman’s next hotspot.
Immediate Action Checklist
- Contact Ajman Rashidiya developers: Use the online form on our site. Enter your name, email, phone, and preferred project.
- Download Rashidiya project brochure: Click the PDF link for each development. It contains floor plans, pricing, and payment schedules.
- Schedule a site visit: After submitting the form, we’ll email a calendar invite. Pick a time that suits you.
- Explore financing options: Review the mortgage table in Section 6. Pre‑approve to speed up the purchase.
Success Story
Sarah, a first‑time buyer, saved 12 % on her 3‑BHK by acting within the first month. She filled the form, downloaded the brochure, and booked a visit the next day. The early payment discount was applied instantly, and she secured a 20 % upfront plan that lowered her monthly outlay.
Why Act Now?
- Price lock: Prices are fixed until the end of the month. Any price rise after that is locked in.
- Limited units: Each phase has a capped inventory. Once sold, the next phase starts months later.
- Early payment discount: First‑12‑month buyers receive a 1.5 % reduction on the total price.
| Benefit | Immediate Impact | Long‑Term Gain |
|---|---|---|
| Price lock | No price hike | Stable investment |
| Limited units | Scarcity drives demand | Higher resale value |
| Early discount | Lower upfront cost | Better cash flow |
Next Steps for Financing
- Check eligibility: Verify your credit score and down‑payment capacity.
- Choose a lender: Compare rates from Emirates NBD, Dubai Islamic Bank, and Ajman Housing Fund.
- Submit pre‑approval: Provide income documents and property details.
- Finalize contract: Once approved, sign the sales agreement and pay the deposit.
- Set up instalments: Align the payment plan with the developer’s schedule.
Final Call to Action
We’re ready to guide you through every twist and turn of the Rashidiya investment journey. Fill out the contact form, download the brochure, book your site visit, and lock in early payment savings. Your next home or investment is just a few clicks away—let’s make it happen today.
Ready to Secure Your Rashidiya Future?
Click the button below, and our team will reach out within 24 hours to confirm your appointment. Don’t let the market slip by—act now and reap the rewards of Ajman’s thriving real‑estate scene.